COMPLIANCE: Lack of Plan Documentation Opens Employers to Litigation; Don't Rely on Insurer or HMO to Provide Documentation That Includes Necessary ERISA Terms

Byline: Ed Bray, J.d. Up until a few months ago, I worked as a director of compliance for a health and welfare benefits consultancy where I would have frequent conversations with external counsel, especially regarding the "always-so-easy-to-understand" worlds of ERISA and Section 125. Whenever I ...
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